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Lenders have been tightening their lending standards for over 18 months now. First we saw the subprime mortgage market melt down (subprime are those
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Sean Marriott, a good friend and very experienced mortgage broker I’ve had the pleasure of working with; recently sent me an email which explains wha
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The Missouri Housing Development Commission opened the registration window for First Time Home Buyers on Thursday with its fifth bond issue of the ye
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HUD has announced a proposal to change the cost of both upfront and monthly mortgage insurance for purchases and refinances. This change is based up
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In a nutshell, there are still too many individuals and companies that are taking advantage of the consumer! The “Dark Side” has been reigned in by
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For a mortgage of a given maturity, the decline in duration is a function of the ability of the contract rate to adjust to new market rates. At the e
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There have been many blogs discussing and pointing fingers on who is to blame for the subprime collapse; the lenders, loose restrictions, over inflat
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So what does this mean for the average consumer? With the recent changes in mortgage lending, if you want to have flexibility in the type of loan yo
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