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Can a Seller Without Any Equity Offer Seller Financing, and Can They Sell Their Note?

To answer your question, the seller carry back scenario is simplest when the seller owns the property free and clear and has a lot of equity, but a seller can “carry paper” even if all they are doing is leaving their existing financing in place for you. That means that seller financing can work even when the seller doesn’t have any equity.

 

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